Retailer Articles

All the Retailer Articles from the Dividebuy Team.

Retailer Articles

All the Retailer Articles from the Dividebuy Team.

Featured Post

Gen X overtake Millennials in sports and fitness product finance spending

The average Retail Finance order for UK sports and fitness products reached £1502 in 2024, up 111% from £709 in 2023. Read the full report.

Latest Posts

11/04/2023

5 things your customers are looking for in a credit solution

A recent DivideBuy survey found that 86% of UK buyers are concerned about the impact of inflation and the cost of living on their ability to purchase goods and services. Of those surveyed, 38% said they are likely to consider consumer credit in the next 12 months. Giving your customers the option to spread […]

by Heather Wilkinson

Content Author

30/03/2023

Treating customers fairly: 4 rules all merchants must know

As greater regulations are set to come into the lending space, it’s essential merchants are following the FCA’s Treating Customers Fairly (TCF) principles. In our blog we outline: – Who needs an FCA license and how that’s likely to change soon – What the FCA Treating Customers Fairly policy is and why you should […]

by Heather Wilkinson

Content Author

16/03/2023

How to make the most of Spring sales for your eCommerce store

After a long, cold winter that raised plenty of challenges for retailers, it’s a relief that spring is finally here. It’s a season of new beginnings, fresh starts, and usually the first big uptick in spending since Christmas. As temperatures rise, so too does the number of shoppers looking to update their wardrobes, homes, and […]

by Heather Wilkinson

Content Author

20/02/2023

The case for diversity, equity and inclusion for UK retailers

When it comes to sales, there’s a proven link between higher profits and companies that genuinely get Diversity, Equity and Inclusion (DEI) right. More and more consumers want to buy from businesses that put all three elements high on their agenda – alongside a clear ESG policy. According to some studies, profitability can increase […]

by Heather Wilkinson

Content Author

17/02/2023

What is a chargeback? Definition and full process explained

As an online retailer, chargebacks are something you’ll need to understand and tackle on a regular basis. And from our experience of providing POS finance to hundreds of eCommerce sites, we know they’re not always that straight forward. In fact, the vast majority of businesses say cardholder abuse of the chargeback process is […]

by Heather Wilkinson

Content Author

16/02/2023

Zopa acquires DivideBuy in 2023 embedded finance push

Acquisition is a big step towards Zopa’s “BNPL 2.0” vision for responsible and sustainable BNPL consumer lending London, 9 February 2023 – Zopa is set to acquire DivideBuy’s point-of-sale (POS) finance technology and lending platform. The transaction, which will complete in the next few months, marks Zopa’s first acquisition. Embedded finance is a $7.2 […]

by Scott Winstanley

Guest Author

07/02/2023

Women in Fintech | Teresa Byrne

DivideBuy’s Chief Commercial Officer, Teresa Byrne, was recently interviewed by leading financial sector recruiter CRS for their series of ‘Women In Fintech’ updates – where they profile female talent in the Fintech sector, sharing advice and experience to inspire others. How did you start your career within FinTech? Teresa’s longstanding career within the Financial Services began […]

by Heather Wilkinson

Content Author

30/01/2023

UK Inflation and Retail: Lessons from Covid when creating an online store

Inflation is a major concern for businesses across the UK. For retailers, its impacting margins, meaning many are pivoting to eCommerce – just as they did during the pandemic. So how can retailers use the lessons learnt from Covid to drive online sales? In this blog, we’ll cover: – What inflation is, and […]