After a long, cold winter that raised plenty of challenges for retailers, it’s a relief that spring is finally here. It’s a season of new beginnings, fresh starts, and usually the first big uptick in spending since Christmas. As temperatures rise, so too does the number of shoppers looking to update their wardrobes, homes, and […]
Inflation is a major concern for businesses across the UK. For retailers, its impacting margins, meaning many are pivoting to eCommerce – just as they did during the pandemic. So how can retailers use the lessons learnt from Covid to drive online sales? In this blog, we’ll cover: – What inflation is, and […]
Conscious consumerism is on the rise. From carbon calculators to purchase pledges, here’s how to embed sustainability into your customer journey. 57% of UK consumers say that their perception of a brand is influenced by its sustainability practices. It’s more important than ever for online retailers to ensure that sustainable practices run through every area […]
Seasonality can have a big impact on retailers, both online and in-store. Understanding how different seasons can affect your business will help you prepare for any peaks and take advantage of opportunities to boost sales. For most retailers, year-end events such as Christmas, Black Friday and Cyber Monday see many product categories experience an […]
Key highlights: – Clear distinction between buy now, pay later and the traditional credit card option – Cost of living crisis driving consumers to tighten their budgets, meaning they’re more likely to take on BNPL and interest free credit with retailers who offer them – Consumers and retailers must be careful with BNPL, but DivideBuy’s […]
Here, we look at what flexible finance is, what purpose it fulfils in the wider context of UK consumer credit, and what this could mean for the future of the sector. Key Highlights: The UK consumer credit industry is currently worth around £250bn Online flexible finance options are transforming the industry for consumers and retailers […]
Here, we look at the changing face of mobile shopping, the question of apps – and how to create the best possible mobile shopping experience. Key Highlights: 60 per cent of online retail sales are now made from mobile phones UK ranks higher than any EU country for mobile sales – mCommerce Stats show that […]
The boom in eCommerce, and the growing range of products available to purchase online has meant consumers now have more choice than ever before, and the competition for retailers is increasing. These days it’s much easier for consumers to research products online from multiple eCommerce outlets before making their final purchasing decision. As a result, […]
Delivering an easy and memorable experience for your website visitors is something that every eCommerce brand strives for. Getting it right can bring a whole host of benefits right down to the bottom line but getting it wrong can have the opposite impact and drive potential customers and revenue away. Two core elements at the […]
More corporations than ever are weaving sustainability into their business model – and the retail space is no exception. ESG has a significant impact on consumer behaviour, and is an important part of business planning. In this blog, we look at practical ways retailers are using recommerce to help them meet their ESG goals, […]
Heralded as the Golden Quarter, the period between October and December typically represents a time of year when UK retailers secure a large proportion of annual revenue. Covering key calendar dates like Black Friday, Cyber Monday and Christmas, year-on-year data shows that consumer spending always peaks over this quarter and those retailers that have prepared […]
Interest free credit agreements provided by Zopa Embedded Finance Limited trading as DivideBuy are not regulated by the Financial Conduct Authority and do not fall under the jurisdiction of the Financial Ombudsman Service. Zopa Embedded Finance Limited trading as Dividebuy is an appointed representative of Zopa Bank Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542 & 993200).
Zopa Embedded Finance Limited (14602085) is incorporated in England & Wales and has its registered office at: First Floor, Brunswick Court, Brunswick Street, Newcastle-under-Lyme, ST5 1HH. VAT Number 439973733.
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