It’s no news that the retail industry has been flipped on its head by the COVID-19 pandemic. Due to the lockdown, most in-store operations have been shut down, and nationwide furloughs, reduced pay and steady streams of income at risk have fuelled a change in consumer spending priorities and trends. We need to band […]
Consumer finance has never been more popular. Office of National Statistics show that household credit, like credit card debt and loan plans, rose 11% to £119bn in the two years to March 2019. And experts predict that it’s only going to get bigger. “We expect the market for consumer finance as a whole to continue […]
Online retail has risen to record highs during the COVID-19 pandemic, as consumers make the switch to internet shopping for everything from essentials to gardening supplies and sports equipment. In April, online shopping accounted for a record 30.7%% of retail sales according to the Office for National Statistics, highlighting lockdown as an unprecedented opportunity for […]
As your customers’ preferences and expectations evolve over time, your business needs to too. Change is a natural part of life and businesses are no different. What customers want and how they want it is not the same now as it was 5 or 10 years ago. There are many examples of businesses that didn’t […]
The online learning platform has introduced the option to pay by instalments to give more users the chance to upskill. Stoke-on-Trent, UK. 3rd June 2020: Leading LendTech company, DivideBuy, today announces its partnership with reed.co.uk Courses, offering prospective students of all ages the option to split up course payments into interest-free monthly instalments. […]
Simba Sleep, a leading technology brand, started in the mattress industry in 1979, supplying the thread that went on to be used in over 50 million mattresses in over 35 countries. In 2002, Simba diversified into mattress design and supply, setting out to create the ultimate mattress that would trump all others. Consumers quickly jumped […]
Stoke-on-Trent, UK. 23rd April 2020: DivideBuy, a leading LendTech company, has opened its interest free credit solution up to online retail businesses with upwards of £100k annual turnover in a bid to help these smaller retailers attract customers during and beyond the coronavirus outbreak. Many smaller businesses are struggling as a result of the virus, […]
At DivideBuy, we understand that you want to convert as many customers into sales. A recent study from the Office for National Statistics reported a fifth of the UK population suffers from high anxiety about their finances. So how do you remove any worry of signing into a credit agreement? We have created our […]
The boom in eCommerce, and the growing range of products available to purchase online has meant consumers now have more choice than ever before, and the competition for retailers is increasing. These days it’s much easier for consumers to research products online from multiple eCommerce outlets before making their final purchasing decision. As a result, […]
Delivering an easy and memorable experience for your website visitors is something that every eCommerce brand strives for. Getting it right can bring a whole host of benefits right down to the bottom line but getting it wrong can have the opposite impact and drive potential customers and revenue away. Two core elements at the […]
More corporations than ever are weaving sustainability into their business model – and the retail space is no exception. ESG has a significant impact on consumer behaviour, and is an important part of business planning. In this blog, we look at practical ways retailers are using recommerce to help them meet their ESG goals, […]
Heralded as the Golden Quarter, the period between October and December typically represents a time of year when UK retailers secure a large proportion of annual revenue. Covering key calendar dates like Black Friday, Cyber Monday and Christmas, year-on-year data shows that consumer spending always peaks over this quarter and those retailers that have prepared […]
Interest free credit agreements provided by Zopa Embedded Finance Limited trading as DivideBuy are not regulated by the Financial Conduct Authority and do not fall under the jurisdiction of the Financial Ombudsman Service. Zopa Embedded Finance Limited trading as Dividebuy is an appointed representative of Zopa Bank Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542 & 993200).
Zopa Embedded Finance Limited (14602085) is incorporated in England & Wales and has its registered office at: First Floor, Brunswick Court, Brunswick Street, Newcastle-under-Lyme, ST5 1HH. VAT Number 439973733.
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