DivideBuy lets you offer interest free point of sale finance at checkout on your eCommerce website. DivideBuy features include:
Our agile tech merges seamlessly with many popular eCommerce platforms, including Shopify, WooCommerce, Magento and Craft Commerce.
Fast Customer Application process
When your customer is transferred to the DivideBuy Checkout, they can complete their credit order in less than 60 seconds.
Paid on delivery
Once you send us confirmation of delivery, we’ll process your payment within a matter of days.
Our unique widgets help you upsell and increase basket value (Convert+) and to improve customer conversions and credit application experience (Eligibility Checker)
Our retail articles offer guides and industry insights to help you connect with your customers. You can also read about how we’ve helped UK merchants boost conversions in our success stories
Offering point of sale finance is a proven way to increase basket conversions as more consumers choose to spread the cost. Our merchant partners have seen an average increase in conversion of 40%.
Increase basket size
When you offer interest free credit at checkout, you can upsell to customers by allowing them to spread the cost of a bigger basket. Combined with our rapid application process and instant lending decision, your average order value will increase.
Widen your customer demographic by offering interest free finance at checkout. When our merchants use DivideBuy’s point of sale finance solution, they see an average increase in sales of 50% over time.
More sales, less fraud risk
We act as both tech provider and lender, and make genuine credit decisions based on customers individual circumstances. Our ethical approach to lending results in higher click-to sale conversions than our competitors. As the lender, we also carry the risk of non-payment, so it’s important that we assess the risk of each applicant. Our assessment considers a combination of things including credit history, the value of the goods, credit term and the nature of product being purchased.
Convert+ from DivideBuy works to generate more online sales, without you having to spend more on generating online traffic. You can find out more here.
DivideBuy’s Eligibility Checker gives customers the option to check if they’re eligible for finance before applying – without harming their credit score.
Interest free credit agreements provided by Zopa Embedded Finance Limited trading as DivideBuy are not regulated by the Financial Conduct Authority and do not fall under the jurisdiction of the Financial Ombudsman Service. Zopa Embedded Finance Limited trading as Dividebuy is an appointed representative of Zopa Bank Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542 & 993200).
Zopa Embedded Finance Limited (14602085) is incorporated in England & Wales and has its registered office at: First Floor, Brunswick Court, Brunswick Street, Newcastle-under-Lyme, ST5 1HH. VAT Number 439973733.
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Throw your name in the hat to win and sign up now!