Sell with DivideBuy

Key Features
DivideBuy gives your retail website a checkout that gives you the opportunity to offer interest free credit. DivideBuy features include:

  • Easy integrations
    • You could be offering interest free finance in just a matter of days, giving your customers a new way to pay for their purchases. Working with UK online retailers we integrate with Shopify, WooCommerce, Magento and Craft Commerce.
  • Fast Customer Application process
    • When your customer is transferred to the DivideBuy Checkout, they can complete their credit application.
  • Paid on delivery
    • When you deliver the goods, confirm details in your portal and we pay you.
  • DivideBuy Widgets
    • We have developed several widgets to help you upsell and increase basket value (Convert+) and to improve customer conversions and credit application experience (Soft Search)
  • Retailer Articles
    • Our retail articles offer guides and industry insights to help you connect with your customers. Plus, you can see retailer success in our success stories

Key Benefits

  • Increase conversions
    • Offering point of sale credit is a proven way to increase basket conversions as more consumers choose to spread the cost. Our Retail Partners have seen an increase in sales on average of 70%.
  • Increase basket size
    • Monitor your entire customer journey from the moment a consumer chooses to purchase your product with DivideBuy, through to completed application and arriving on your order confirmation page.
  • Increase Sales
    • When interest free credit is provided as a payment option, your shoppers are more receptive to being upsold, because they can spread the cost of a bigger basket. When you combine shopping activity with a quick application process and instant approval, you’ll start to see an increase in average order values.
  • More sales, less fraud risk
    • We are the credit provider, and we offer genuine instant credit decisions based on customers individual circumstance, resulting in DivideBuy partners typically seeing higher click-to sale conversions. As the lender we also carry the risk of non-payment, and so it is important that we assess the risk of each applicant. Our assessment considers a combination of things including credit history, the value of the goods, credit term and the nature of product being purchased. To provide the best conversion rate possible, we take on nearly the full range of credit worthiness.


  • Convert+
    • Convert+ from DivideBuy works to generate more online sales, without you having to spend more on generating online traffic.You can find out more here.
  • Soft Search
    • To enhance the customer checkout experience we understand that conversion is a high priority. A study from the Office for National Statistics reported a fifth of the UK population suffers from high anxiety about their finances. So how do you remove any worry of signing into a credit agreement? With our Soft Search function, it give customer the chance to check their eligibility for DivideBuy credit, before they buy. Learn more about soft search here.

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Page last updated: 12 January 2022
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