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Benefits of interest free credit

Wondering about whether to buy, using interest free credit? Interest free payment could be the smarter way to pay. We offer a variety of repayment plans to suit your budget. From 2 to 12 months - it’s flexible and always interest free.

Spread the cost by paying in monthly instalments

Spread the cost of your order easily in monthly instalments between 2 and 12 months.

Fixed monthly repayments

Your monthly payments are fixed at the same amount for the term of your agreement (up to 12 months).

Choose a repayment period to suit your needs

Choose a repayment period to suit your finances and order size.

Quick & easy application

With an instant decision and a 60 second application, you can spread the cost of your order in a few simple steps.

There’s no APR to pay

Every order is entirely interest free, no matter the basket value or term length.

No early repayment charges

The recurring card payments are collected monthly until your balance is paid but you can make additional payments.

Our commitment to total transparency means there are no hidden fees or charges and our terms and conditions are crystal clear.

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Customer Blogs

8 Autumn home decor trends to inspire you
As the weather cools and the days shorten, our focus naturally moves indoors. That’s what makes it the perfect time to introduce some simple upgrades to refresh the look and feel of your home this autumn. A little creativity and effort can ensure it’s your favourite place to be this season. Why not get inspired […]
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You’re never too old to start learning a language!
Once you’ve left school or college and got stuck into the world of work, it’s easy to forget how much fun learning a language can be. That feeling of satisfaction and achievement when you learn something new is thrilling and almost addictive. Not only is it enjoyable, learning a language can be useful, too, whether […]
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Successfully Managing Your Personal Budget
Handling your finances, no matter your situation can be tough at times – and let’s be honest, there’s no one-shoe-fits-all method. However, there are some simple tips you can take to keep your budget in check and manage it day-to-day. Here’s our list of the top 7 things you can do to manage your budget. […]
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Get on your bike and scooter with finance from DivideBuy
World Car Free Day on September 22nd is an opportunity to cast aside the car and discover the many benefits of cleaner, greener ways of getting around.   People in hundreds of cities all around the world make a conscious effort to ditch petrol-powered vehicles this week with the aim of cutting pollution and the […]
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Retailer Articles

Trends to watch: The post-Covid Golden Quarter
This year’s Golden Quarter is one like no other: it’s the first “normal” peak shopping season for retailers following the various lockdowns of the Covid pandemic. Christmas 2020 was all but cancelled, so people are expected to go big with their festivities this year, which is leading to strong indications that the bounce back will […]
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How to boost sales on Black Friday and Cyber Monday
As the seasons change from summer to autumn, the attention of online retailers quickly turns to the highly anticipated Black Friday and Cyber Monday weekend. This year’s BFCM kicks off the Golden Quarter on 26th November, with consumers getting ready to take advantage of deals and offers on what has become the UK’s busiest shopping […]
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How to switch my retail finance provider
Successful eCommerce brands know that offering a retail finance solution to their customers can help reduce cart abandonment and increase revenue. You may already offer alternative payment solutions at your checkout, but when was the last time you reviewed your retail finance options and considered whether what you offer still meets your customer’s needs? Would […]
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Six ways to drive conversions and increase revenue at checkout
You look through your online store analytics and notice a trend – the visitor numbers are up, and product page clicks are high, yet when you look at the recent order history the numbers don’t seem to match. If your eCommerce conversion rate is low or your average order value isn’t quite as high as […]
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