Benefits of interest free credit

Wondering about whether to buy, using interest free credit? Interest free payment could be the smarter way to pay. We offer a variety of repayment plans to suit your budget. From 2 to 12 months - it’s flexible and always interest free.

Spread the cost by paying in monthly instalments

Spread the cost of your order easily in monthly instalments between 2 and 12 months.

Fixed monthly repayments

Your monthly payments are fixed at the same amount for the term of your agreement (up to 12 months).

Choose a repayment period to suit your needs

Choose a repayment period to suit your finances and order size.

Quick & easy application

With an instant decision and a 60 second application, you can spread the cost of your order in a few simple steps.

There’s no APR to pay

Every order is entirely interest free, no matter the basket value or term length.

No early repayment charges

The recurring card payments are collected monthly until your balance is paid but you can make additional payments.

Our commitment to total transparency means there are no hidden fees or charges and our terms and conditions are crystal clear.

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Customer Blogs

Get in gear for some mountain bike adventures!
It’s fair to say that this year has been a bit different and as we head into Autumn how we spend our leisure time has changed too.   People are generally wanting to spend less time indoors and more time in the open air. In the UK the use of parks, forests and woodlands has […]
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Back to school technology on finance
Students returning to school or heading off to university this year find themselves in a unique situation. With the potential for many schools, colleges and higher education classes to take place online, back to school tech is likely to play a key role in this academic year.   Whether you are buying for yourself or […]
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Our guide to preparing for a new arrival
Bringing a new life into the World should be a special time but getting ready for your new bundle of joy can be very expensive and financial worries need not be your focus at this time.   Luckily for you, DivideBuy has curated a fantastic range of retailers that allow you to spread the cost […]
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Capturing the special moments with professional photography
There is a bit of light at the end of the tunnel for photographers with things starting to open up.   Many photographers have adapted to current measures by offering socially distanced sessions. Here are just a few of the options professional photographers can offer.   Newborn photography One of the unfortunate things around the […]
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Retailer Articles

Top tips for a joy-filled Christmas for your business
Have you spotted your first Christmas items in the supermarkets yet? Maybe some decorations or an artificial tree peeping out next to the Halloween treats? Like it or not, they’re going to be increasingly unavoidable over the next few weeks as the country’s biggest shopping spree looms ever nearer on the horizon.   But before […]
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How to rebuild customer loyalty after COVID
The global pandemic has turned the world on its head. For retailers, some of the most significant changes have been to consumer behaviour – this includes how people buy, what they buy, and where they buy it.   To help retailers prioritise their efforts in this new era, Periscope by McKinsey surveyed more than 2,500 […]
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Different types of consumer credit explained
Consumer credit is a type of personal finance product you can use to pay for goods and services.  It can be offered by banks, retailers and specialist finance companies, allowing you to split the cost of an item over multiple payments, rather than paying all in one go at the point of purchase.   What […]
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Do retailers need FCA approval to offer interest free credit?
Offering interest free credit can be a great way to keep customers happy by allowing them to spread the cost of their purchases over several months, at no additional cost to themselves.   These win-win deals are also great for retailers, who can use them to increase sales, cross-sell opportunities and boost average basket values. […]
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