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Benefits of interest free credit

Wondering about whether to buy, using interest free credit? Interest free payment could be the smarter way to pay. We offer a variety of repayment plans to suit your budget. From 2 to 12 months - it’s flexible and always interest free.

Spread the cost by paying in monthly instalments

Spread the cost of your order easily in monthly instalments between 2 and 12 months.

Fixed monthly repayments

Your monthly payments are fixed at the same amount for the term of your agreement (up to 12 months).

Choose a repayment period to suit your needs

Choose a repayment period to suit your finances and order size.

Quick & easy application

With an instant decision and a 60 second application, you can spread the cost of your order in a few simple steps.

There’s no APR to pay

Every order is entirely interest free, no matter the basket value or term length.

No early repayment charges

The recurring card payments are collected monthly until your balance is paid but you can make additional payments.

Our commitment to total transparency means there are no hidden fees or charges and our terms and conditions are crystal clear.

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Customer Blogs

Transform your home with house renovation on finance
Planning to renovate your home but hesitant because of the price? Financing house renovations on interest free credit can be a great way to transform a property into your dream home without feeling the pinch.   Renovating a property has so many benefits, from making your home more appealing to adding value when it comes […]
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Create the perfect home with flooring on finance
If you’re planning to make some home improvements that will transform your property, flooring should be among your top considerations. From cosy carpets to luxury laminates, there’s something to suit every style of home – all available on 0% flooring finance.   The floor can have the biggest impact when you walk through the door. […]
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How to get healthier at home with fitness equipment on finance
Getting fit and being more active regularly top the list of new year’s resolutions every year. With gyms closed and exercise classes cancelled, however, this year poses some unique challenges!   That’s why so many people are turning to home fitness equipment on finance to get fit in 2021. Home fitness offers lots of benefits, […]
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Where to buy rugs on finance
These days, lots of us are spending more time in our homes. For work, socialising or just relaxing, it’s more important than ever that our spaces are comfortable and stylish.   Whether you want to wow your colleagues on the next video call or offer your friends a warm and cosy welcome, a rug is […]
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Retailer Articles

How to boost your online sales with POS credit
The eCommerce landscape is booming. Reports show that at the height of the Covid-19 pandemic, 10 years’ growth in online sales took place in just 90 days. At a time when your customers are increasingly shopping online, eCommerce marketing has never mattered more – because as activity grows, so too does competition.   Broadly speaking, […]
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Switching made easy: Your most frequently asked questions
Do you want to switch POS finance providers, but you’re not sure about the process involved? Good news – switching credit providers is really very simple! In fact, at DivideBuy we do most of the work for you.   2020 brought with it a massive uptake in online shopping channels and so retailers are having […]
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Employee spotlight: The first point of contact for any DivideBuy partner, Retail Account Manager Abbie Blacklock
For many of our retail partners reading this, today’s spotlight really needs no introduction – our wonderful Retail Account Manager Abbie Blacklock. Abbie has been a crucial part in the journey for our retail partners, helping them out in anyway she can. Whether it’s answering enquiries, helping with training or assisting with setting up the […]
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DivideBuy and your customers – how does interest-free credit work?
The popularity of point-of-sale (POS) finance is on the rise. A Worldpay report from earlier this year found that almost 40 per cent of purchases were made on POS finance, as shoppers spread the cost of anything from a new sofa to gym equipment.   Payment platforms like DivideBuy are designed to help retailers tap […]
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