How to Spread the Cost

Use your DivideBuy account to spread the cost on thousands of products, with a monthly instalment to suit your budget - all Interest free.

My shopping bag total is: £2,000
Monthly instalment amount: £666.66
Amount of months to pay over: 3

Shopping Total

Pay Over 2 Months

You can apply online, in-store or over the phone. Our simple, straightforward application takes less than a minute and you can get an instant decision. *Credit subject to status and age, you may be asked to pay an upfront payment or assign a guarantor if you have a poor credit history. Go Shopping

Benefits of interest free credit

Wondering about whether to buy, using interest free credit? Interest free payment could be the smarter way to pay. We offer a variety of repayment plans to suit your budget. From 2 to 12 months - it’s flexible and always interest free.

Spread the cost by paying in monthly instalments

Fixed monthly repayments

Choose a repayment period to suit your needs

Quick & easy application

There’s no APR to pay

No early repayment charges

Our commitment to total transparency means there are no hidden fees or charges and our terms and conditions are crystal clear.

Find Out More

Shopping Inspiration

Whether you need big household purchases like sofas and beds, you’re getting new gear for your hobby or you simply want to spread your payments at no extra cost.

Home Furnishing

We work with a variety of retailers who offer home furnishings from beds to sofas, your home will love these new additions. Read More

Garden Time

Fall in love with your garden. Sprucing up your outdoor space can make your garden feel like and an extension of your home. Read More

Home Improvements

Thinking of all the ways you can make your house a home? We have options from small to big improvements that suit all budget. Read More

Life Style

Why not live your life your own way. There are ways to have fun and enjoy from surfing to diving, paintballing to cycling, we can help keep you busy. Read More

New Beginnings

Feeling prepared for your baby’s arrival? We have a range of options from nursery furnishings to pushchairs, preparation is the key. Read More

Self Development

Got the urge to improve your professional skills, or even learn something new? Why not read through our guide to personal and professional improvement options. Read More