Benefits of interest free credit

Wondering about whether to buy, using interest free credit? Interest free payment could be the smarter way to pay. We offer a variety of repayment plans to suit your budget. From 2 to 12 months - it’s flexible and always interest free.

Spread the cost by paying in monthly instalments

Spread the cost of your order easily in monthly instalments between 2 and 12 months.

Fixed monthly repayments

Your monthly payments are fixed at the same amount for the term of your agreement (up to 12 months).

Choose a repayment period to suit your needs

Choose a repayment period to suit your finances and order size.

Quick & easy application

With an instant decision and a 60 second application, you can spread the cost of your order in a few simple steps.

There’s no APR to pay

Every order is entirely interest free, no matter the basket value or term length.

No early repayment charges

The recurring card payments are collected monthly until your balance is paid but you can make additional payments.

Our commitment to total transparency means there are no hidden fees or charges and our terms and conditions are crystal clear.

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Customer Blogs

Taking your garden to another level this summer
As the lockdown eases our gardens have become the focal point of family reunions, get-togethers with friends and space where children can run free without worrying about getting too close to others. With all this extra use, we have put together a few ideas on how you can upgrade your garden to enjoy it even […]
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Taking the fear out of finance
A generation or two ago buying something on credit was seen as a little bit scary. Part of the fear was no doubt due to the significant interest rates that loans and other credit agreements tended to include. Fast forward 30 years and buying things on credit is a normal part of everyday life. What […]
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Best way to buy garden furniture
Given the current crisis, it looks like we might be spending more time in our gardens than usual over the next few months. So what better time to give it a good garden makeover? Working in close partnership with some of the best independent garden furniture suppliers in the UK, our interest free credit option […]
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Keeping kids entertained, stimulated and active
There is little doubt the world has changed for most of us in the last few months and that includes our little ones! Playgrounds have been locked, soft play centres forced to close, physical classes such as swimming and dancing put on hold. All of this has left us with finding new ways of entertaining, […]
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Retailer Articles

COVID-19: How can UK retailers grow during the pandemic?
It’s no news that the retail industry has been flipped on its head by the COVID-19 pandemic. Due to the lockdown, most in-store operations have been shut down, and nationwide furloughs, reduced pay and steady streams of income at risk have fuelled a change in consumer spending priorities and trends.   We need to band […]
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Join the consumer finance revolution
Consumer finance has never been more popular. Office of National Statistics show that household credit, like credit card debt and loan plans, rose 11% to £119bn in the two years to March 2019. And experts predict that it’s only going to get bigger. “We expect the market for consumer finance as a whole to continue […]
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How to turn shoppers into repeat customers
Online retail has risen to record highs during the COVID-19 pandemic, as consumers make the switch to internet shopping for everything from essentials to gardening supplies and sports equipment. In April, online shopping accounted for a record 30.7%% of retail sales according to the Office for National Statistics, highlighting lockdown as an unprecedented opportunity for […]
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Keeping up with your Customers
As your customers’ preferences and expectations evolve over time, your business needs to too. Change is a natural part of life and businesses are no different. What customers want and how they want it is not the same now as it was 5 or 10 years ago. There are many examples of businesses that didn’t […]
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