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Benefits of interest free credit

Wondering about whether to buy, using interest free credit? Interest free payment could be the smarter way to pay. We offer a variety of repayment plans to suit your budget. From 2 to 12 months - it’s flexible and always interest free.

Spread the cost by paying in monthly instalments

Spread the cost of your order easily in monthly instalments between 2 and 12 months.

Fixed monthly repayments

Your monthly payments are fixed at the same amount for the term of your agreement (up to 12 months).

Choose a repayment period to suit your needs

Choose a repayment period to suit your finances and order size.

Quick & easy application

With an instant decision and a 60 second application, you can spread the cost of your order in a few simple steps.

There’s no APR to pay

Every order is entirely interest free, no matter the basket value or term length.

No early repayment charges

The recurring card payments are collected monthly until your balance is paid but you can make additional payments.

Our commitment to total transparency means there are no hidden fees or charges and our terms and conditions are crystal clear.

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Customer Blogs

Spread the cost this Valentines Day
Valentine’s Day – the one day of the year where love is all around (according to the card companies at least) and showing that love through gift giving is on the agenda. After the cost of Christmas, and January seemingly being a long month, a cheap Valentine’s Day gift might be on your mind; however, […]
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New year, new level of fitness: Buying fitness equipment on finance
The start of a new year is always a popular time for people to start getting in shape. It’s not only good for your health, it can be fun too! Especially when we’ve all been stuck at home more than usual over the last year or so. With budgets for many people still tight after […]
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How DivideBuy encourages responsible lending
At DivideBuy we pride ourselves on being responsible lenders, making sure that those using our service have all the information they need before making a purchase using interest free credit. Whilst our platform allows our customers to split the cost of payments, making it possible to buy the items they want while spreading the cost […]
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Celebrate the New Year with new possibilities
Make 2022 the year you stick to your resolutions. There are so many ideas to choose from, whether it’s learning a language or learning an instrument, staying healthy at home or having fun outdoors, our retailers are sure to have the perfect solution for your New Year’s resolutions. And with our interest free credit facility, […]
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Retailer Articles

The changing face of consumer credit – how Gen X, Gen Z and Millennial shoppers prefer to pay
The global economy will soon be dominated by Millennial and Gen Z consumers, with the two groups set to make up 72% of the world’s workforce by 2029. These are two generations with different, more demanding ideas about how and where they want to shop, meaning the current transition towards eCommerce and away from its […]
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Spotlight on responsible lending: what is it, is it regulated, and why is it so important?
There’s been a rapid increase in buy now pay later and interest free credit deals in the UK and across the world, offering consumers more options when it comes to purchasing goods and services. With the market showing no signs of slowing, the concept of responsible lending is now more important than ever. Rather than […]
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Understanding credit – from revolving and instalment credit to the benefits for retailers
The introduction of credit in the retail sector completely changed the game. Although it might seem like credit is a relatively new innovation, its history across the world can actually be traced back more than 5,000 years. More modern forms of credit started around the 20th Century, when consumers were able to find new ways […]
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Big changes introduced to all 3D Secure online payments
Significant changes have been made to how customers pay for all card purchases, which could have an impact on retailers’ sales – unless immediate action is taken. New rules surrounding Strong Customer Authentication (SCA) have come into force to help tackle the threat of fraud. It falls under the new Europe-wide Payment Services Directive (PSD2), […]
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