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Benefits of interest free credit

Wondering about whether to buy, using interest free credit? Interest free payment could be the smarter way to pay. We offer a variety of repayment plans to suit your budget. From 2 to 12 months - it’s flexible and always interest free.

Spread the cost by paying in monthly instalments

Spread the cost of your order easily in monthly instalments between 2 and 12 months.

Fixed monthly repayments

Your monthly payments are fixed at the same amount for the term of your agreement (up to 12 months).

Choose a repayment period to suit your needs

Choose a repayment period to suit your finances and order size.

Quick & easy application

With an instant decision and a 60 second application, you can spread the cost of your order in a few simple steps.

There’s no APR to pay

Every order is entirely interest free, no matter the basket value or term length.

No early repayment charges

The recurring card payments are collected monthly until your balance is paid but you can make additional payments.

Our commitment to total transparency means there are no hidden fees or charges and our terms and conditions are crystal clear.

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Customer Blogs

Buying for your new baby with us
Becoming a parent for the first time is a time for celebration, but once the excitement of the new arrival dies down, many new mums and dads are surprised by how quickly new-born costs begin to add up.   A study published by the Money Advice Service found that new parents will spend an average […]
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Spread the cost of car repairs this winter
Keeping your car in tip-top condition can help you avoid motoring mishaps, especially in winter, so there’s no better time to get your vehicle into the car repair garage and ready for the cold, wet weather.   Money can be tight at this time of year, but with car repair financing available, there’s no need […]
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Debunking myths about buy now pay later
When you’re looking to buy something online or on the high street, it’s often easier to make regular payments over a longer period, rather than paying for everything all at once.   We’re all familiar with the idea of using a mortgage to buy a house or taking out a loan for a new car […]
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Mobility scooters and assisted living products on finance
As we get older, it’s natural that some things become more challenging. Dashing up and down the stairs or walking to the shops might not be as easy or as safe in our twilight years, but assisted living and mobility products can make all the difference.   An accident, injury or disability can also mean […]
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Retailer Articles

Employee spotlight: The first point of contact for any DivideBuy partner, Retail Account Manager Abbie Blacklock
For many of our retail partners reading this, today’s spotlight really needs no introduction – our wonderful Retail Account Manager Abbie Blacklock. Abbie has been a crucial part in the journey for our retail partners, helping them out in anyway she can. Whether it’s answering enquiries, helping with training or assisting with setting up the […]
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DivideBuy and your customers – how does interest-free credit work?
The popularity of point-of-sale (POS) finance is on the rise. A Worldpay report from earlier this year found that almost 40 per cent of purchases were made on POS finance, as shoppers spread the cost of anything from a new sofa to gym equipment.   Payment platforms like DivideBuy are designed to help retailers tap […]
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DivideBuy surpasses £100million in lifetime sales – here’s why
It’s been a year of uncertainties for many industries, but the global pandemic has brought a bounty of opportunities to the eCommerce industry. In fact, we’re delighted to now be able to announce that we have reached a new milestone: £100 million in lifetime sales.   This landmark represents our positive impact on the LendTech […]
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Why Christmas can be still be the golden season for retailers
What can we learn from 2019’s Christmas sales season? It’s safe to say that nobody is approaching the Christmas sales this year with quite the same exuberance as in years gone by. One thing to note, however, is that while we may look back on last year with a kind of longing for a time […]
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