For shoppers
Shop with some of your favourite high-end and specialist brands, and pay in a way that suits you.
For business
Attract new customers, increase sales and grow your revenue with DivideBuy’s simple-to-use interest free credit solutions.
Shop with some of your favourite high-end and
specialist brands, and pay in a way to suit you.
Join over 500,000 happy shoppers
Join over 500,000 happy shoppers
Shop with brands you know & love - featured retailers
Shop with brands you know & love - featured retailers
And what’s more…
Pay in Monthly Instalments
Spread the cost of your order easily in monthly instalments between 3 to 60 months.
Fixed Amounts
Your monthly payments are fixed at the same amount for the term of your agreement.
Rapid Application
With an instant decision and a 2 minute application, you can spread the cost of your order in a few simple steps.
Interest Free Options Available
Many of our retailers offer interest free credit. See the retailers website for more info.
You’re in Control
You choose how long to spread the cost of your order over, for a plan to suit you.
No Early Repayment Charges
The recurring card payments are collected monthly until your balance is paid, but you can make additional payments.
Want to sell with us?
DivideBuy Blog
- Home Furnishings
- DIY & Gardening, Lifestyle
- Financial Wellbeing
- Financial Wellbeing, Miscellaneous
- DIY & Gardening, Home Furnishings, Lifestyle
- DIY & Gardening, Home Furnishings, Lifestyle
- Gym, Health & Beauty, Lifestyle, Mobility
- Financial Wellbeing, Gym, Health & Beauty, Home Furnishings, Lifestyle
- Financial Wellbeing, Lifestyle, Miscellaneous
Support
FAQs & Helpful Links
More Support
Not found the answers you’re looking for? Visit our resource centre for more help.
We cannot advise what your credit decision will be without you completing the online application. Most of our retail partners offer an eligibility checker/soft credit search option before checkout, which will give you a good indication of what the credit decision may be before fully committing to a purchase and without impacting your credit score. Look out for the pre-approval option on the retailers website.
We will not charge late fees or additional interest to your account if you miss a payment. However, if passed to a debt collection agency, fees may apply. Please see your credit agreement for further information. If you have any concerns about making a payment, please contact us on live chat here. Any missed payment may affect your credit file so please speak to us if you have any concerns.
If you have taken out an interest free loan with us, you won’t pay charged any interest. If you have taken out an interest bearing loan with us, you will only pay the APR agreed in your contract. We will not charge you any late of hidden fees for missed payments. However, if a debt collection agency becomes involved, this may incur extra fees. This is explained in your credit agreement before you electronically sign at checkout.
