How to find the best Black Friday deals on finance

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Finding the best Black Friday deals can be an exciting – but sometimes – overwhelming task. Thankfully, with online shopping, the mad rush to the shops and baying crowds have somewhat abated. However, its still a tricky landscape to navigate, especially with fraud and scams to consider.  

 

Here’s a quick guide to finding the best Black Friday deal – while keeping yourself safe. 

  

1. Do your research 

 

It’s true that some retailers only release their offers on Black Friday itself. However, more and more of them are putting out offers in the run-up to the date itself, or giving a sneak peak with a countdown to let you know what to expect. 

 

The easiest way to do this is to look for online resources, forums, and websites that aggregate Black Friday deals. You can also subscribe to newsletters of your favourite stores – who often send out exclusive deals and promotions to subscribers. 

 

2. Make a list and set a budget 

 

Impulse buying is real – and it’s harder than ever to avoid this during Black Friday. But with a little planning, you can stay strong and only bag the bargains that you really need.  

 

Compile a list of products you’re looking for, along with a budget for your Black Friday shopping. It might not make the event as adventurous, but it’ll protect your wallet (and your storage space). 

  

3. Compare prices

 

Don’t just assume that a Black Friday deal is the best price available. Compare prices across different retailers to ensure you’re getting the best value. 

 

One way to do this is by using price tracking tools and browser extensions that can help you monitor price changes and notify you when your desired items go on sale. Just make sure to check these are legit. 

  

4. Follow social media

 

More and more retailers are announcing special deals or offer exclusive discounts through their social media channels.  

 

Follow your favourite stores on platforms like Twitter, Facebook, and Instagram to find out what they’re offering and when. 

   

5. Check the fine print

 

Before making a purchase, be sure to read their return policies thoroughly. Sometimes, deals may seem great, but if the return process is complicated, it may not be worth it.  

 

Some retailers also have a no-returns policy for sales products, or a very short time window with return costs covered by the customer – so be sure to check before you buy. 

 

6. Shop online and instore

 

We all love shopping from the comfort of home, but some retail deals may be available exclusively in physical stores. 

 

If you want to take advantage of the full range of offers, it might be worth braving the crowds in some stores to see if individual items are marked down.  

 

7. Stay safe online

 

If you’re going to shop online, it’s vital that you only stick to reputable websites or apps. This is to protect your personal and financial reputation and avoid being scammed.  

 

If you’re shopping on a site that isn’t well-known, check it out on Trustpilot or Scam Advisor before going ahead with any purchases.  

 

8. Consider spreading the cost 

 

Cash purchases are always less painful during sales season. But if you can find interest free or low-interest options that let you spread the cost over longer periods, it’s worth considering.  

 

Browse our Shopping Directory to find retailers who offer finance on their products and bag a bargain.  

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