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Can I use retail finance to improve my credit score?
Making punctual payments, keeping balances low and avoiding having too many accounts open - here are some practical ways to boost your credit with retail finance.
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by Heather Wilkinson
Content Author
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What’s the difference between a hard credit check and a soft credit check?
Does a soft credit check stay on your file? How long do you need to wait between hard credit checks, and who can view your full credit history? Get answers to your FAQs on credit checks here.
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by Heather Wilkinson
Content Author
6 ways to protect and improve your credit score responsibly
Looking for the best ways to boost your credit score? Here's our list of dos and don'ts for improving your credit rating safely and effectively.
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by Heather Wilkinson
Content Author
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Money saving tips for your Christmas shopping
Christmas is coming! It’s an exciting time of year with preparations beginning for the big day already. It’s no surprise to anyone that it can be one of the most expensive times of the year too, with gifts, decorations, food, and celebrations throughout. For some, Christmas planning can become a little stressful when working out […]
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by Heather Wilkinson
Content Author
Smiling young woman looking at smartphone screen, feeling satisfied with fast secure online service, paying household bills taxes or insurance, managing budget, calculating expenses.
Successfully Managing Your Personal Budget
Handling your finances, no matter your situation can be tough at times – and let’s be honest, there’s no one-shoe-fits-all method. However, there are some simple tips you can take to keep your budget in check and manage it day-to-day. Here’s our list of the top 7 things you can do to manage your budget. […]
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by Heather Wilkinson
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Top 5 interest free credit home improvement stores
Autumn is one of those times of the year when home improvement suddenly becomes a priority. As the days get shorter and the weather colder, we tend to spend more time indoors, so we understandably want it to look attractive and feel comfortable. It’s also the start of the run-up to Christmas, the season for […]
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Top bargains for Black Friday
Black Friday is one global retail event that all smart shoppers have circled on their calendars. This year’s event – on 26 November – is the ideal time to pick up some bargains for rock bottom prices, especially when it comes to electronic gadgets. Why? Because brand name electronic appliances and gadgets that usually cost […]
Don’t let the Brexit Grinch steal Christmas!
As the nation continues to grapple with the uncertainty around Brexit, it’s perhaps no surprise that consumer confidence has taken a bit of a tumble. But with Christmas approaching fast, putting a kybosh on spending is just not an option. That’s where DivideBuy’s interest free credit option can help – giving you the freedom to […]
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Taking your garden to another level this summer
As the lockdown eases our gardens have become the focal point of family reunions, get-togethers with friends and space where children can run free without worrying about getting too close to others. With all this extra use, we have put together a few ideas on how you can upgrade your garden to enjoy it even […]

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Interest free credit agreements provided by Zopa Embedded Finance Limited trading as DivideBuy are not regulated by the Financial Conduct Authority and do not fall under the jurisdiction of the Financial Ombudsman Service.
Zopa Embedded Finance Limited trading as Dividebuy is an appointed representative of Zopa Bank Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542 & 993200).

Zopa Embedded Finance Limited (14602085) is incorporated in England & Wales and has its registered office at: First Floor, Brunswick Court, Brunswick Street, Newcastle-under-Lyme, ST5 1HH. VAT Number 439973733.

Copyright © Zopa Embedded Finance Limited 2023. All rights reserved

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Win a luxurious Swyft armchair worth up to £895!

Ends 31st of December 2023

Our merchant partner Swyft is giving one lucky winner a Model 01 or Model 02 armchair worth up to £895. These bestselling armchairs sit on a solid wood plinth and come in a variety of fabrics and colours.

Throw your name in the hat to win and sign up now! 

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