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Christmas celebration, child, small boy, placing with his Christmas present. a toy car with the Christmas tree lights blurred in the background. He is wearing a Christmas jumper whilst he plays and looks happy during the Christmas holidays
Money saving tips for your Christmas shopping
Christmas is coming! We’ve compiled a list of some of our shopping saving tips for a Christmas without breaking the bank.
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by Heather Wilkinson
Content Author
Bank of England base rate drop – Will things get cheaper?
After a shaky start to the year, the Bank of England has announced a reduction in the base interest rate from 5.25% to 5%. But what, if anything, does this actually change for you?
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by Heather Wilkinson
Content Author
5 ways to save for your next summer holiday
If, like us, you're literally looking up your next summer holiday on the plane home from your current getaway, let's talk ways to make it happen.
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by Heather Wilkinson
Content Author
5 tips for beating the winter blues
Feeling the winter blues? From cosy self-care rituals to mood-boosting activities, discover some tips for embracing joy during the colder months.
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by Heather Wilkinson
Content Author
How to stick to your budgeting New Year’s resolutions
Whether it's a New Year's resolution or simply time to go full-steam ahead for your goals, here are some tips for sticking to a budget successfully!
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by Heather Wilkinson
Content Author
how to improve credit score
Can I use retail finance to improve my credit score?
Making punctual payments, keeping balances low and avoiding having too many accounts open - here are some practical ways to boost your credit with retail finance.
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by Heather Wilkinson
Content Author
Credit score wheel showing poor to excellent with a woman using a laptop to the right
What’s the difference between a hard credit check and a soft credit check?
Does a soft credit check stay on your file? How long do you need to wait between hard credit checks, and who can view your full credit history? Get answers to your FAQs on credit checks here.
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by Heather Wilkinson
Content Author
6 ways to protect and improve your credit score responsibly
Looking for the best ways to boost your credit score? Here's our list of dos and don'ts for improving your credit rating safely and effectively.
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by Heather Wilkinson
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10 good financial habits that could change your life
Good financial habits can, quite literally, change lives. Being responsible with money and living within your means takes practice, but learning how to manage your spending habits now could make for a stress-free financial future. Spending more than you earn, not having savings and getting into unmanageable debt are all bad financial habits that make […]
Cheerful happy couple are doing online shopping  on a laptop at home indoors. They are on cosy beige couch in casual clothes, relaxing and buying goods easily
How easy is it to get finance?
Gone are the days when credit purchases were limited to high-ticket products like cars or white goods. It’s now possible to fund all kinds of purchases with credit, from mattresses to gadgets for the garden.   Buying with retail finance is a convenient way for many of us to get the things we need while […]

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Interest free credit agreements provided by Zopa Bank Limited trading as DivideBuy that are 12 months or less in duration are not regulated by the Financial Conduct Authority and do not fall under the jurisdiction of the Financial Ombudsman Service. Zopa Bank Limited trading as DivideBuy is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542). Zopa Bank Limited (10627575) is incorporated in England & Wales and has its registered office at: 1st Floor, Cottons Centre, Tooley Street, London, SE1 2QG. VAT Number 281765280. DivideBuy’s trading address is First Floor, Brunswick Court, Brunswick Street, Newcastle-under-Lyme, ST5 1HH. © Zopa Bank Limited 2025. All rights reserved.

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