Given the lower overhead requirements of starting an eCommerce business, changing consumer behaviour, and the ongoing digital revolution it’s unsurprising that we’ve seen a significant increase in the number of new eCommerce businesses. In fact, in 2021 the eCommerce market grew by 18% in the UK making it the fourth largest market for eCommerce in […]
‘Cost of living crisis’ is more than just the latest buzz phrase. It’s a tangible issue, made real by climbing prices and plummeting public funds. With even higher earners feeling the pinch, consumer appetite for credit is skyrocketing. Recent Bank of England stats show that individuals borrowed an additional £1.3 billion in consumer credit […]
Positive online reviews help drive revenue for eCommerce stores – and their importance is continuing to grow. In this article, we look at why online reviews matter more than ever, as well as practical ways you can boost your online ratings. Key highlights: Around 88% of consumers trust online reviews as […]
With responsible and ethical lending at the forefront of proposed regulation changes for the UK BNPL (Buy Now, Pay Later) space, we look at how DivideBuy is already delivering market-leading ethical lending practices and how UK consumers and retail partners are benefiting from this. Key Highlights: – The UK BNPL (Buy Now, Pay […]
Here, we look at Buy Now, Pay Later vs longer-term plans, working out which payment method is best for you. Key Highlights: Nowadays we’re faced with a plethora of payment options at the checkout Buy Now, Pay Later (BNPL) is becoming increasingly popular – accounting for £4 out of every £100 spent in the UK […]
Key Highlights: E-Careers sought a new solution to reduce cart abandonment, boost user experience and increase acceptance rates Its partnership with DivideBuy was launched in 2019, with E-Careers taking on a tailored interest free credit solution Since then, DivideBuy has supported E-Careers in tackling the UK skills gap by helping increase student numbers whilst boosting […]
Here, we look at what flexible finance is, what purpose it fulfils in the wider context of UK consumer credit, and what this could mean for the future of the sector. Key Highlights: The UK consumer credit industry is currently worth around £250bn Online flexible finance options are transforming the industry for consumers and retailers […]
Here, we look at the changing face of mobile shopping, the question of apps – and how to create the best possible mobile shopping experience. Key Highlights: 60 per cent of online retail sales are now made from mobile phones UK ranks higher than any EU country for mobile sales – mCommerce Stats show that […]
The boom in eCommerce, and the growing range of products available to purchase online has meant consumers now have more choice than ever before, and the competition for retailers is increasing. These days it’s much easier for consumers to research products online from multiple eCommerce outlets before making their final purchasing decision. As a result, […]
Delivering an easy and memorable experience for your website visitors is something that every eCommerce brand strives for. Getting it right can bring a whole host of benefits right down to the bottom line but getting it wrong can have the opposite impact and drive potential customers and revenue away. Two core elements at the […]
More corporations than ever are weaving sustainability into their business model – and the retail space is no exception. ESG has a significant impact on consumer behaviour, and is an important part of business planning. In this blog, we look at practical ways retailers are using recommerce to help them meet their ESG goals, […]
Heralded as the Golden Quarter, the period between October and December typically represents a time of year when UK retailers secure a large proportion of annual revenue. Covering key calendar dates like Black Friday, Cyber Monday and Christmas, year-on-year data shows that consumer spending always peaks over this quarter and those retailers that have prepared […]
Interest free credit agreements provided by Zopa Embedded Finance Limited trading as DivideBuy are not regulated by the Financial Conduct Authority and do not fall under the jurisdiction of the Financial Ombudsman Service. Zopa Embedded Finance Limited trading as Dividebuy is an appointed representative of Zopa Bank Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542 & 993200).
Zopa Embedded Finance Limited (14602085) is incorporated in England & Wales and has its registered office at: First Floor, Brunswick Court, Brunswick Street, Newcastle-under-Lyme, ST5 1HH. VAT Number 439973733.
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