Inflation is a major concern for businesses across the UK. For retailers, its impacting margins, meaning many are pivoting to eCommerce – just as they did during the pandemic. So how can retailers use the lessons learnt from Covid to drive online sales? In this blog, we’ll cover: – What inflation is, and […]
Conscious consumerism is on the rise. From carbon calculators to purchase pledges, here’s how to embed sustainability into your customer journey. 57% of UK consumers say that their perception of a brand is influenced by its sustainability practices. It’s more important than ever for online retailers to ensure that sustainable practices run through every area […]
When it comes to online shopping, the UK wears the crown. More than a third of the British population buys something online at least weekly – yet almost three-quarters of customers tend to abandon their baskets before checking out. Why? Basket abandonment can be perplexing for merchants. There isn’t always a clear-cut answer […]
DivideBuy, the leading UK Point of Sale (POS) finance pioneer, has today revealed continued sales success for Black Friday 2022 following a strong 2021, with an increase in gross sales and a 12.8% increase in gross merchant value from previous years. One of the biggest shopping events of the year around the world, DivideBuy’s […]
POS finance pioneer announces milestone partnership ahead of the 2022 golden quarter peak sales period. Merchants can be instantly onboarded to DivideBuy’s POS interest free credit solution, with immediate ability to offer customers more payment choices and tap into new customer bases with enhanced self-serve and automation advantages. DivideBuy will integrate artificial intelligence […]
Point of sale (POS) finance or Buy Now Pay Later (BNPL) options aren’t as new as you might think, in fact, in the 1920s products were regularly purchased through agreed monthly repayments. The difference now is that we live in a digital world, and this has hugely evolved the POS credit model. For modern-day […]
Consumer credit is a type of personal finance product you can use to pay for goods and services. It’s offered by banks, retailers and specialist finance companies. With consumer credit, you can split the cost of an item over multiple payments – rather than paying all in one go at the point of purchase. […]
While year-end festivities begin in December, November is arguably peak sales period for retailers – with big dates like Black Friday and Cyber Monday to take advantage of. However, with economic conditions suffering record troughs, consumers will be looking to cut back and save where they can. This will mean reduced spending in general, […]
The boom in eCommerce, and the growing range of products available to purchase online has meant consumers now have more choice than ever before, and the competition for retailers is increasing. These days it’s much easier for consumers to research products online from multiple eCommerce outlets before making their final purchasing decision. As a result, […]
Delivering an easy and memorable experience for your website visitors is something that every eCommerce brand strives for. Getting it right can bring a whole host of benefits right down to the bottom line but getting it wrong can have the opposite impact and drive potential customers and revenue away. Two core elements at the […]
More corporations than ever are weaving sustainability into their business model – and the retail space is no exception. ESG has a significant impact on consumer behaviour, and is an important part of business planning. In this blog, we look at practical ways retailers are using recommerce to help them meet their ESG goals, […]
Heralded as the Golden Quarter, the period between October and December typically represents a time of year when UK retailers secure a large proportion of annual revenue. Covering key calendar dates like Black Friday, Cyber Monday and Christmas, year-on-year data shows that consumer spending always peaks over this quarter and those retailers that have prepared […]
Interest free credit agreements provided by Zopa Embedded Finance Limited trading as DivideBuy are not regulated by the Financial Conduct Authority and do not fall under the jurisdiction of the Financial Ombudsman Service. Zopa Embedded Finance Limited trading as Dividebuy is an appointed representative of Zopa Bank Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542 & 993200).
Zopa Embedded Finance Limited (14602085) is incorporated in England & Wales and has its registered office at: First Floor, Brunswick Court, Brunswick Street, Newcastle-under-Lyme, ST5 1HH. VAT Number 439973733.
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