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What’s the difference between a hard credit check and a soft credit check?
Does a soft credit check stay on your file? How long do you need to wait between hard credit checks, and who can view your full credit history? Get answers to your FAQs on credit checks here.
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by Heather Wilkinson
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Top interest free gift picks for Mother’s Day in the UK for 2023
Show the maternal figure in your life some love with these top Mother's Day gift ideas, all available on interest free credit with DivideBuy.
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by Heather Wilkinson
Content Author
6 ways to protect and improve your credit score responsibly
Looking for the best ways to boost your credit score? Here's our list of dos and don'ts for improving your credit rating safely and effectively.
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by Heather Wilkinson
Content Author
Interest free picks: Best Valentine’s Day Gift Ideas for 2023
Want the best Valentine's Day gifts of 2023? Treat someone special (that includes you) with our top interest free picks of the year.
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by Heather Wilkinson
Content Author
Qettle: The gas-saving kitchen tap doing 4 jobs at once, for under £500
QETTLE’s products are hugely energy efficient. You’ll only use the amount of water you need, as opposed to boiling a kettle of water not knowing how much will be left over. That could mean valuable savings to help combat the rising cost of energy.
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by Heather Wilkinson
Content Author
5 Great January Sales Deals for 2023
The 2023 January sales are in full swing, but which retailers are offering interest free credit options? Here's our list of the best January sales deals to bag in 2023.
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by Heather Wilkinson
Content Author
Extra credits – How POS finance is helping workers level up
Thinking about upskilling or retraining? Time to #learnaliving with e-Careers affordable online courses - powered by interest free finance through DivideBuy!
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by Heather Wilkinson
Content Author
Interest Free Dining Tables Sets for Hosting
Whether it's dinner with the family or Friendsgiving, these stylish dining sets on interest free credit will help lay a table where everyone's welcome.
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by Heather Wilkinson
Content Author

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Christmas composition with the decorative hut house and festive decorations оn the snow.
Top 5 interest free credit home improvement stores
Autumn is one of those times of the year when home improvement suddenly becomes a priority. As the days get shorter and the weather colder, we tend to spend more time indoors, so we understandably want it to look attractive and feel comfortable. It’s also the start of the run-up to Christmas, the season for […]
A modern, white kitchen with small cooking appliances such as a toaster, grill, microwave and rice cooker are lined up on the kitchen side
Top bargains for Black Friday
Black Friday is one global retail event that all smart shoppers have circled on their calendars. This year’s event – on 26 November – is the ideal time to pick up some bargains for rock bottom prices, especially when it comes to electronic gadgets. Why? Because brand name electronic appliances and gadgets that usually cost […]
Don’t let the Brexit Grinch steal Christmas!
As the nation continues to grapple with the uncertainty around Brexit, it’s perhaps no surprise that consumer confidence has taken a bit of a tumble. But with Christmas approaching fast, putting a kybosh on spending is just not an option. That’s where DivideBuy’s interest free credit option can help – giving you the freedom to […]
Beautiful wooden terrace with garden rattan furniture and an egg chair surrounded by greenery on a warm, summer day
Taking your garden to another level this summer
As the lockdown eases our gardens have become the focal point of family reunions, get-togethers with friends and space where children can run free without worrying about getting too close to others. With all this extra use, we have put together a few ideas on how you can upgrade your garden to enjoy it even […]

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Interest free credit agreements provided by Zopa Embedded Finance Limited trading as DivideBuy are not regulated by the Financial Conduct Authority and do not fall under the jurisdiction of the Financial Ombudsman Service.
Zopa Embedded Finance Limited trading as Dividebuy is an appointed representative of Zopa Bank Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542 & 993200).

Zopa Embedded Finance Limited (14602085) is incorporated in England & Wales and has its registered office at: First Floor, Brunswick Court, Brunswick Street, Newcastle-under-Lyme, ST5 1HH. VAT Number 439973733.

Copyright © Zopa Embedded Finance Limited 2023. All rights reserved

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Win a luxurious Swyft armchair worth up to £895!

Ends 31st of December 2023

Our merchant partner Swyft is giving one lucky winner a Model 01 or Model 02 armchair worth up to £895. These bestselling armchairs sit on a solid wood plinth and come in a variety of fabrics and colours.

Throw your name in the hat to win and sign up now! 

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