Becoming a parent for the first time is a time for celebration, but once the excitement of the new arrival dies down, many new mums and dads are surprised by how quickly new-born costs begin to add up.
A study published by the Money Advice Service found that new parents will spend an average of £500 on baby things in the first month alone – and this figure excludes some of the bigger purchases like a pushchair, cot and baby seat.
The same survey of 1,100 parents also found that 64% were unprepared for these purchases. So, a payment solution that allows you to pay for baby items on finance – splitting the cost over several months, rather than all in one go – could be a lifeline for cost-conscious families.
We work with a range of speciality baby retailers including Simply Baby, Oliver’s Baby Care, Ickle Bubba, Baby Monitors Direct and BabaBing to offer quick and easy interest-free finance on thousands of baby things. For more information on finance for baby stuff, visit the baby shopping section of our website.
Pushchairs on finance
A new pushchair is probably the most expensive product you’ll buy when you have a baby. Most pushchairs will set you back a few hundred pounds, but some premium models can even run into thousands of pounds.
Buying a pram or pushchair on finance is a great way to spread this cost, without eating into your budget for other essentials like nappies, food and clothing.
You can buy a pram on finance from one of several online retailers offering our interest-free credit option. These pushchair finance deals allow you to split the cost of your pushchair into monthly instalments repaid over a period of between 2 to 12 months. It is totally interest-free, too, so you pay no more than you would if you paid outright at the checkout.
Cots and nursery furniture on finance
Cots and other nursery furniture are another significant expense at the start of your new family’s journey. The Money Advice Service survey found that the average cost of a cot alone was £129.50, but some can be much more expensive.
While your cot might be slightly cheaper than your pushchair, it can still be a significant expense. That’s why many new parents choose to buy a cot on finance from one of our online baby goods retail partners, as well as a whole host of other essential nursery furniture on finance.
Our application process is quick and easy. It is carried out as part of the normal checkout process and provides an instant credit decision, so you can make your purchases swiftly and safely and then get on with the rest of your shopping.
Car seats on finance
With a new baby in the family, safety is a priority. Car seats are essential to protect youngsters when you are out and about, but making sure you get the right seat can be confusing.
Fortunately, you can buy a baby car seat on finance from one of the specialist baby retailers that offer our interest-free credit option. This enables you to split the cost of your purchases over a number of months while paying no interest.
Our retail partners can offer practical advice on which car seats and booster seats are suitable for your child and how to find the one best suited to your car.
Using our interest-free credit option to buy a baby car seat on finance means you can spread the cost without compromising on the safety of your family.
To access interest-free finance on baby items like prams, cots, car seats, furniture and much more, visit the baby shopping section of our website.