As the nation continues to grapple with the uncertainty around Brexit, it’s perhaps no surprise that consumer confidence has taken a bit of a tumble. But with Christmas approaching fast, putting a kybosh on spending is just not an option. That’s where DivideBuy’s interest free credit option can help – giving you the freedom to do your Christmas shopping and keep your finances under control over the festive season.
Spreading the cost of Christmas
Using DivideBuy to spread the cost of Christmas couldn’t be simpler. Say you’ve seen a present that costs £300. Splashing out £300 in one go might be more than you can handle at this cash-strapped time of year. But with DivideBuy’s interest free credit option, you only need to make an initial payment and then split the outstanding amount over several smaller payments to suit your budget. So for that £300 item, you might pay £30 today and then ten monthly payments of £27, making £300 in total.
Even better, as the name suggests, DivideBuy’s interest free credit option is totally interest free, unlike credit cards or most retailer payment plans. This means that the price of the item is the exact price you pay, no matter how many repayments you choose to make. There is no interest on top and DivideBuy doesn’t impose any hidden charges. If the item cost £300, then that’s what you will pay.
In contrast, most loans, credit cards and store payment plans will usually charge interest on top of the purchase price, which means you end up paying more for the same item. That’s why DivideBuy really is the smarter way to pay.
DivideBuy lets you choose how many repayments you want to make, according to how much you can afford. We’ll outline the repayment schedule in plain, clear language right at the outset so you can see how much you need to repay every month. It only takes about 60 seconds to make an application and we give you an immediate response. Best of all, thanks to the thorough checks we do, and the fact we consider your circumstances and ability to repay, we approve around 90% of all applications.
There is an ever-increasing number of retailers where you can take advantage of DivideBuy’s interest free credit option, with more being added all the time.
You’ll have access to thousands of products from big brands like Apple, Nintendo, Dyson and SMEG, with a bespoke monthly instalment plan to suit your preferences – and it’s all interest free.
You’re able to manage your account from your phone or computer, view your bespoke payment schedule – and even make early payments if you have a bit of spare cash one month.
In fact, the entire process could not be more easy, straightforward and transparent.