Canine Credit – Nurturing humankind’s best friend with retail finance

Stem Cell Vets work with dogs of all ages & breeds who are struggling with arthritis. The practice uses cutting edge treatments, including Stem Cell Therapy, to help them become fully mobile & pain free. Deeply rooted in the latest healthtech breakthroughs, Stem Cell Vets mission is to act with integrity, commitment and honesty to find the absolute best possible outcome for beloved dogs.  

Offering ways to spread the cost of its groundbreaking treatments is a key part of Stem Cell Vet’s value proposition. The company decided to offer finance solutions at checkout so customers could access treatment more affordably. 

Benefits of DivideBuy’s approach:
  • 74% approval rate 
  • 62% conversion rate 
  • Seamless journey online and instore 
“We’re leading the way to better treatment for humankind’s most loyal companion through history. DivideBuy’s innovate technology aligns with our own, allowing our customers to access high-quality care quickly and easily, regardless of where they find us. We’re confident that DivideBuy is the right finance partner to meet our needs as we continue to evolve and grow.”
Dr. Stewart Halperin,
Founder, Stem Cell Vets

The challenge:


Limited finance options 

Stem Cell Vets needed a finance partner that was versatile and could offer flexible term lengths, spend thresholds and interest free/interest bearing options. 


Conversions and approvals 

The business was looking for a finance provider who could deliver high approval rates along with a seamless journey guaranteed to convert.  


Custom requirements 

Finding a provider who could offer a seamless user experience compatible with Stem Cell Vet’s business model was imperative. 


The Solution

After trying another finance provider, Stem Cell Vets settled on DivideBuy’s retail finance solution. DivideBuy’s tech-first approach to its finance products, along with its commitment to ethical lending and a seamless customer journey made it the ideal fit for a company like Stem Cell Vets.  

The partnership has flourished to deliver strong results for Stem Cell Vets, including: 


Increased conversions and approvals 

DivideBuy’s upselling tools and seamless checkout delivered approval rates of 74% and conversion rates of 62% for Stem Cell Vets.  


Seamless solution 

DivideBuy’s Custom Order Portal enables Stem Cell Vets to walk customers through its seamless credit journey which can be completed in less than two minutes.  


Robust product suite 

DivideBuy’s finance solutions range from 3-60 months, with interest free and interest bearing options to cover Stem Cell Vet’s full range of treatments. 


Book your free 20 minute online demo

Tell us about you

Please note, a minimum turnover of £2.5M and minimum trading period of 24 months is required to offer DivideBuy finance solutions.

Guides to retail finance

Buying Retail Finance: Tips for pre-onboarding success

Onboarding tips? On the double. Here are some important factors to enquire about ahead of getting your finance solution going – from integration to go-live.

Buying Retail Finance: Choosing your provider

Whether you’re new to finance, or looking for a change, this practical guide contains key questions to ask – and successfully choose the right provider for your business.

Financial promotions guidelines – How to advertise compliantly

If you’ve added retail finance options to checkout, it’s time to let customers know! Here’s how to do it safely and compliantly – while spread the good news.

A buyer’s guide to retail finance – How to choose the right provider for your business

Offering retail finance options to customers can help increase sales and market share. Following this step-by-step guidance will help you make an informed decision that will benefit your business.

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