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What’s new?
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What’s new?
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- Finance Solutions
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- Resources
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What’s new?
-
-
- Support
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-
What’s new?
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Established in 1981, Cosatto is a company that combines Italian heritage with Bolton roots to provide colourful, quality products for babies. Their groundbreaking range of highly-rated products includes prams, pushchairs, car seats, high chairs, and more, with a 4-year guarantee and no-hassle home delivery.
Understanding that having a child can be a costly experience, Cosatto wanted to offer their customers as many payment options as possible
Cosatto partnered with multiple retail finance providers, who offered a range of lending options between them. However, the business was looking to partner with a provider who could offer finance for their higher-ticket items, as they were seeing lower volume of credit sales due to lending limits from their providers.
Cosatto decided to replace one of its existing providers with Zopa’s retail finance solution, DivideBuy, to boost sales of its more expensive products. With regulated and unregulated interest free and interest bearing options which offered a credit limit of up to £12,500, Zopa’s product suite was the perfect solution for Cosatto’s dilemma.
Thanks to a seamless customer journey and a superior decisioning engine, Cosatto began experiencing an increase in approval rates for higher-ticket items. DivideBuy’s regulated finance journey also offered customers alternative borrowing options if they weren’t approved for their original loan request – helping turn more browsers into buyers.
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How much does it cost to offer retail finance?
Letting customers spread the cost at checkout helps you boost sales – so it’s well worth investing in. Here are some potential costs to keep in mind.
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Will interest rates come down soon – and what will this mean for retail trends in 2024? Let’s take a closer look at this year’s predictions for merchants.
ePay Summit 2024 – We’re an Official Silver Sponsor!
We’re pleased to announce that we are this year’s ePay Summit’s Official Silver Sponsor, and Ceri Griffiths, our Head of Enterprise Sales, is joining the 2024 ePay Europe Thought Leaders cohort!
Do I need an FCA license to offer retail finance to customers?
Want to offer regulated retail finance to your customers? You’ll need FCA approval – but that doesn’t have to be a daunting process. Read this guide for your options.
