The Smarter Way to Pay – How we can work for your business

Who are we?

We’ve all heard of interest free credit. Our first thought tends to be “What’s the catch?” At DivideBuy, everything is clear and simple; integrating onto your site, not intruding, to make your life (and your customers lives) easier.

We offer retail solutions and work in partnership with those retailers to offer instant customer finance across all point of sale platforms. This is all whilst seamlessly integrating in-store, online and over the phone. We are an option to pay in your checkout so your customers can spread the cost of their purchases between 2 and 12 months.

We’re entirely independent and are not reliant on brokers or 3rd party lenders; our unique algorithm takes away the need for an underwriter; we are the sole lender of the credit we provide. We offer genuine instant credit decisions and higher acceptance rates meaning your customers can purchase what they desire; whether they have the full funds available or not.

Our industry-leading technology, built in-house, integrates seamlessly with your e-commerce software. We’ll give you everything you need to be up and running in no time. We’re proud to use our unique tools working to achieve your goals.

Is it easy for my customers to be approved?

We approve your customers in several ways; either a straight approval, accept subject to deposit or we request a guarantor. By offering a range of approval solutions we help to increase your basket approvals and reduce that all-important basket abandonment.

Don’t worry about fraud either – We have built and integrated a range of measures including ID verification and other checks for efficient and effective fraud prevention (and all in a 60-second application). This helps to ensure that we do not process orders that might be from anybody other than your customer.

With DivideBuy, there’s no middleman and we immediately take care of everything from credit origination, finance distribution, to settlement. Applicants are asked to complete a 60-second credit application, which is followed by instant approval. With this process, customers are always aware of who their credit is with and whom they’re entering a contract with.

Easy for our partners and easy for your customers.

What conversions can I expect to see as a partner?

Ultimately, you know how to run your business. We align with your requirements to enhance your customers’ experience.

Whether this is higher acceptance rates or an instant decision, DivideBuy partners typically see the highest click-to sale conversions, with an increase of up to 70%. Our Point of Sale finance can be used to encourage upsell, cross-sell and product bundle sales, resulting in an increase in average basket value.

How is a partner paid and do we cost to integrate?

Your payment is guaranteed, and we won’t charge a penny for install.

Our priority is to take care of our partners, the credit decision and the monthly instalments whilst providing you with the funds to the full value of your product/service.

We don’t charge for our API and we don’t charge for the extension. And we install everything for you. The total outgoing that you will have to pay to get up and running with DivideBuy is £0. Installation is a straightforward process and undertaken at a suitable time to minimise disruption to your trading.

Want to find out more?

Please contact our helpful Business Development Team to see how we can support your business.

Recent News
Employee spotlight: The first point of contact for any DivideBuy partner, Retail Account Manager Abbie Blacklock
For many of our retail partners reading this, today’s spotlight really needs no introduction – our wonderful Retail Account Manager Abbie Blacklock. Abbie has been a crucial part in the journey for our retail partners, helping them out in anyway she can. Whether it’s answering enquiries, helping with training or assisting with setting up the […]
21st December 2020
DivideBuy and your customers – how does interest-free credit work?
The popularity of point-of-sale (POS) finance is on the rise. A Worldpay report from earlier this year found that almost 40 per cent of purchases were made on POS finance, as shoppers spread the cost of anything from a new sofa to gym equipment.   Payment platforms like DivideBuy are designed to help retailers tap […]
15th December 2020
DivideBuy surpasses £100million in lifetime sales – here’s why
It’s been a year of uncertainties for many industries, but the global pandemic has brought a bounty of opportunities to the eCommerce industry. In fact, we’re delighted to now be able to announce that we have reached a new milestone: £100 million in lifetime sales.   This landmark represents our positive impact on the LendTech […]
7th December 2020

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