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My Account
For Business
Create ‘Add to Cart’ Moments

Manage
You choose the products that you want to sell using interest free credit
Sell
Promote DivideBuy so that your customers can choose it at the checkout
Deliver
The delivery is managed by you, and the rest is managed by us
Interest-Free Credit built to align with your business.

Having experienced success with retailers in your sector, providing your customers with a POS credit option is smart and couldn’t be easier.

We work in partnership with your business to offer instant customer credit solutions across all point of sale platforms, whilst seamlessly integrating into your ecommerce platform.

DivideBuy

We are the technology credit provider, entirely independent, not reliant on third parties meaning we take the credit and fraud risk

POS Credit

Offering interest free credit to your customers allows them to spread the cost into manageable instalments, from 2 to 12 months, reducing your basket abandonment.

Case Study

Want to see what Otty have to say about working with us?

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Find Out More

At DivideBuy, we are accelerating Retail Finance. But what is Retail Finance?

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Please note, a minimum turnover of £5M and minimum trading of 24 months is required to work with DivideBuy.

Please note, a minimum turnover of £5M and minimum trading of 24 months is required to work with DivideBuy.

DivideBuy

For Shoppers

For Business

My Account

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Interest free credit agreements provided by Zopa Bank Limited trading as DivideBuy that are 12 months or less in duration are not regulated by the Financial Conduct Authority and do not fall under the jurisdiction of the Financial Ombudsman Service. Zopa Bank Limited trading as DivideBuy is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and entered on the Financial Services Register (800542). Zopa Bank Limited (10627575) is incorporated in England & Wales and has its registered office at: 1st Floor, Cottons Centre, Tooley Street, London, SE1 2QG. VAT Number 281765280. DivideBuy’s trading address is First Floor, Brunswick Court, Brunswick Street, Newcastle-under-Lyme, ST5 1HH. © Zopa Bank Limited 2025. All rights reserved.

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