Giving your customers more ways to pay for purchases with DivideBuy Shopify finance

Our interest free credit facility integrates seamlessly with Shopify websites to give consumers more choice at the checkout, with benefits for sellers like bigger basket values.

Shopify customer financing can maximise retail conversions in just minutes – the application process is quick and easy, and customers receive a decision immediately.

With interest free consumer credit from DivideBuy, your customers can split payments for purchases from your Shopify website and pay over a period that suits them. This has been shown to lead to fewer abandoned baskets and bigger order values.

Shopify customer financing from DivideBuy is different from standard buy now pay later agreements – there are no hidden costs and we don’t apply interest. As the credit provider, we take on all the credit and fraud risk, so you can take it easy.

Offer your customers spread-the-cost payment plans on Shopify

Spread-the-cost Shopify payment plans from DivideBuy are flexible to suit all budgets. We give your customers control over their repayment schedule, making day-to-day money management easier. Our Shopify payment plan options allow customers to pay for their purchases over a timeframe they choose. Shoppers can pay in instalments to spread the cost of their order between 2 and 12 months.

We work with 500+ retailers to offer customer payment plans on everything from sofas and soft furnishings to online courses and office furniture. With interest free Shopify finance, your customers can spread the cost of a garden makeover or mobility aids, jewellery, or gym equipment – there’s virtually no limit on what we can finance. Your customers can even shop on the go using the Shopify payment plan app. We do not restrict financing to desktop users; DivideBuy integrates with apps powered by Shopify, increasing your reach to target consumers shopping on their mobile or tablet.

We’re committed to responsible lending and to helping both our Shopify retailer partners and their customers enjoy the benefits of spread the cost finance. What the customer sees is what they pay, and retailer payments are guaranteed. On average, our retail partners record 70% more sales conversions when they integrate DivideBuy, along with reduced rates of basket abandonment. And because we provide the credit ourselves, we can accept up to 35% more customers than buy now pay later Shopify finance providers – which means more orders for you.

Easily integrate our Shopify payment plan app with your website

We communicate seamlessly with Shopify and install can be completed in a matter of hours. We can install everything, taking a duplicate of your Shopify live theme and copy across any changes once complete. If your own Development Team wish to install our module, simple instructions make it easy to connect your Shopify and DivideBuy accounts. When a customer purchases with a DivideBuy payment plan, a Shopify order is automatically created in your store.

Integrating a Shopify payment plan app with your Shopify store, allows you to provide a payment plan option as part of the eCommerce checkout process. Using a Shopify financing app increases your conversion rates and turnover by offering a custom, flexible payment plan option to customers.

One-step integration

Our industry-leading technology integrates seamlessly with your eCommerce software.

Customer checks out

Customers choose DivideBuy’s interest free credit option at checkout and commit to paying in monthly instalments. We handle all application and credit processing.

Get paid!

When you deliver the goods, simply confirm the details in your portal and receive fast payment. As the credit provider, we bear the credit and fraud risk, not you.

Book your free 20 minute online demo

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Please note, a minimum turnover of £2.5M and minimum trading period of 24 months is required to offer DivideBuy finance solutions.

Please note, a minimum turnover of £2.5M and minimum trading of 24 months is required to work with DivideBuy.

Guides to retail finance

Buying Retail Finance: Choosing your provider


Whether you’re new to finance, or looking for a change, this practical guide contains key questions to ask – and successfully choose the right provider for your business.

Financial promotions guidelines – How to advertise compliantly


If you’ve added retail finance options to checkout, it’s time to let customers know! Here’s how to do it safely and compliantly – while spread the good news.

A buyer’s guide to retail finance – How to choose the right provider for your business


Offering retail finance options to customers can help increase sales and market share. Following this step-by-step guidance will help you make an informed decision that will benefit your business.

Shopify finance – How to make it work for your business


What are the retail finance options for Shopify businesses – and which one is right for yours?

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