Buy Now Pay Later Plans for Shopify Websites

Our interest free and interest bearing credit facility integrates seamlessly with Shopify websites to give consumers more choice at the checkout, with benefits for sellers like bigger basket values.

Shopify customer financing can maximise retail conversions in just minutes – the application process is quick and easy, and customers receive a decision immediately.

With interest free and interest bearing consumer credit from Zopa’s retail finance product, DivideBuy, your customers can split payments for purchases from your Shopify website and pay over a period that suits them. This has been shown to lead to fewer abandoned baskets and bigger order values.

Shopify customer financing with DivideBuy is different from standard buy now pay later agreements – there are no hidden costs and we only apply interest where interest bearing credit has been selected. As the credit provider, we take on all the credit and fraud risk, so you can take it easy.

Spread-the-cost Shopify payment plans from Zopa’s retail finance solution DivideBuy are flexible to suit all budgets. We give your customers control over their repayment schedule, making day-to-day money management easier. Our Shopify payment plan options allow customers to pay for their purchases over a timeframe they choose. Shoppers can pay in instalments to spread the cost of their order between 3 and 60 months, depending on the solution you choose

We work with 500+ retailers to offer customer payment plans on everything from sofas and soft furnishings to bicycles and sporting goods. With interest free and interest bearing Shopify finance, your customers can spread the cost of a garden makeover, mobility aids or gym equipment – the options are vast. Your customers can even shop on the go using the Shopify payment plan app. We do not restrict financing to desktop users; Our DivideBuy solution integrates with apps powered by Shopify, increasing your reach to target consumers shopping on their mobile or tablet.

We’re committed to responsible lending and to helping both our Shopify retailer partners and their customers enjoy the benefits of spread the cost finance. What the customer sees is what they pay, and retailer payments are guaranteed. On average, our retail partners record 70% more sales conversions when they integrate DivideBuy, along with reduced rates of basket abandonment. And because we provide the credit ourselves, we can accept up to 35% more customers than buy now pay later Shopify finance providers – which means more orders for you.

We communicate seamlessly with Shopify and install can be completed in a matter of hours. We can install everything, taking a duplicate of your Shopify live theme and copy across any changes once complete. If your own Development Team wish to install our module, simple instructions make it easy to connect your Shopify and DivideBuy accounts. When a customer purchases with a DivideBuy payment plan, a Shopify order is automatically created in your store.

Integrating a Shopify payment plan app with your Shopify store, allows you to provide a payment plan option as part of the eCommerce checkout process. Using a Shopify financing app increases your conversion rates and turnover by offering a custom, flexible payment plan option to customers.