Will I be required to have a ‘hard’/full credit search to place an order?

Yes. DivideBuy uses a third-party credit reference agency, TransUnion, to perform a full credit check when completing an application. This is known as a hard search and will leave a footprint on your credit file and is visible to other lenders. This could impact your credit score. We recommend that you use our Eligibility Checker tool before applying, which will run a soft credit check and give you an indication of whether you may be eligible for the amount you wish to borrow.

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