Will I be accepted for credit?

We cannot advise what your credit decision will be without you completing the online application. Most of our merchant partners offer our Eligibility Checker option before checkout, which will run a soft credit search and provide a good indication of what the credit decision may be before fully committing to a purchase – without impacting your credit score. Please note: we will only offer credit to consumers living in the UK and NI mainland. Look out for the ‘Eligibility Checker’ option on the merchant’s website.