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Whether you’ve caught the holiday bug after your getaway this summer, or have decided next year its definitely time for a break, it never hurts to plan ahead.
Saving for a summer holiday gives us something to look forward to during the cold winter months. Just imagine scrolling through photos of your upcoming getaway destination while it’s chucking down rain outside and picturing that sand between your toes (unless you’re a city break person, which is fine – we aren’t judging!).
Here are five friendly tips to help you build up that holiday fund—and maybe even stretch your budget a little further.
1. Create a holiday saving jar
It might sound old-school, but there’s something incredibly satisfying about a physical savings pot. Every time you have spare change, drop it in. This timeless ritual serves as a visual reminder of your goal and keeps you motivated every day. Plus, it’s an easy way to save without even thinking (too much) about it and get the whole family involved!
2. Automate your savings
Let’s face it: we’re all busy people, and its easy to forget to set money aside for things outside of bills. Why not set up a direct debit for payday which transfers a dedicated amount into a holiday savings pot each month?
You could even consider doing this more frequently, depending on your financial set-up. Even £20 a week can add up to a nice sum by the time summer rolls around. Think about adding the holiday savings to your monthly budget – just like any other bill. This way, you’re saving consistently without even noticing.
3. Cut back on spending
Okay, this one won’t be as fun, but that doesn’t mean it won’t work (and we promise not to mention avocado toast). But little purchases like takeaway coffee, cinema trips etc. do all add up enough to make a difference to a holiday budget.
Obviously, you can’t avoid all discretionary spending, but you find yourself needing to make bigger purchases, you could consider using retail finance options. Some shops offer interest free payment plans, so you could spread out the cost over time, leaving more room in your budget for that dream trip.
4. Consider a clear-out
Most of us have things lying around the house that we no longer use. Whether it’s clothes, gadgets, or furniture, selling these items online via places like Facebook Marketplace or Vinted or even in a carboot sale can give your savings a nice little boost. It’s a win-win: you declutter your space and get closer to that summer getaway!
5. Think about a side hustle
If you’re up for it, taking on a side gig can be a fantastic way to save up faster. Whether it’s freelancing, babysitting, delivery driving or selling handmade crafts, there are plenty of flexible options that won’t take up too much of your time.
Any extra cash you make can go straight into your holiday fund. There are also apps and platforms that help you manage your finances or track your earnings, which can make budgeting and saving even easier.
They might seem obvious, but following these practical tips will help you reach that goal of a summer 2025 holiday getaway.
