Spread the cost of your shopping

You’ve toured the local shops and perused the retail websites, and you’ve found the perfect item you want to buy. Trouble is, it’s quite a lot to fork out in one hit, and payday is a week or two away. So, do you walk away? Or do you wait until payday and hope that it’s still in stock?

If you shop with DivideBuy, you don’t need to do either. You simply make the first instalment and spread the cost over several affordable monthly repayments, using our interest free credit option.

 

What is interest free credit and how does it work?

 

Let’s say that you’ve set your heart on an item costing £600. With our interest free credit option, rather than spending out £600 in one go, you split the cost over several smaller repayments to suit your budget.

However, an important point to remember is that the price of the item is the exact price you pay, no matter how many repayments you choose to make. There is no interest on top (hence the term “interest free credit”) and we don’t impose any hidden charges. If the item cost £600, then that’s what you pay.

 

What are the benefits of interest free credit?

 

The big difference between interest free credit and loans, credit cards or ‘Buy Now, Pay Later’ is the interest – or lack of. Loans, credit cards and ‘Buy Now, Pay Later’ plans will usually charge an interest fee on top of the purchase price.

For example, for an item that costs £600, you would pay your monthly instalments plus you’d need to pay interest. Our interest free credit option means you will never pay more than the total order price.

 

The sensible option for savvy shoppers

 

In conclusion, if this sounds too good to be true, it isn’t! We operate with complete transparency at every step.

DivideBuy gives you the option of making repayments over a set number of months to suit your budget. We’ll outline the repayment schedule in plain, clear language right at the outset so you can see how much you need to repay every month.

It only takes about 60 seconds to make an application for interest free credit through DivideBuy and we give you an immediate response. Above all, thanks to the thorough checks we do, and the fact we consider your circumstances and ability to repay, we approve over 90% of all applications we receive.

View our retail partners and select DivideBuy’s interest free credit, today!

Recent Articles
10 good financial habits that could change your life
Good financial habits can, quite literally, change lives. Being responsible with money and living within your means takes practice, but learning how to manage your spending habits now could make for a stress-free financial future. Spending more than you earn, not having savings and getting into unmanageable debt are all bad financial habits that make […]
9th September 2021
Self-care made easy with interest free payments
As the lockdown restrictions of the last year have been lifted, we’re now able to get out and let our hair down. In the last 18 months, the cosmetic industry is dubbing the rise in self-care tends the “Zoom boom”, with both men and women spending more on self-care than ever before. Our directory of […]
6th September 2021
Don’t sweat the cost of home fitness
In our fast-paced world, fitting in gym sessions around a busy work or home life can sometimes be tricky. The good news is, you don’t need to go to the gym to keep fit. There is a huge range of gym kit available from our retailers, including treadmills, cross trainers, rowing machines, exercise bikes and […]
19th August 2021

Subscribe & Follow

Customer
Newsletter

Sign up to receive news, offers and new retailers as it happens.

Our use of cookies

We use necessary cookies to make our site work. We'd also like to set optional analytics cookies to help us improve it. We won't set optional cookies unless you enable them. Using this site will set a cookie on your device to remember your preferences.

For more detailed information about the cookies we use, see our Cookies page


Necessary cookies

Necessary cookies enable core functionality such as security, network management, and accessibility. You may disable these by changing your browser settings, but this may affect how the website functions.


Analytics cookies

We'd like to set Google Analytics cookies to help us to improve our website by collecting and reporting information on how you use it. The cookies collect information in a way that does not directly identify anyone. For more information on how these cookies work, please see our Cookies page .


Skip to content