DivideBuy was created with a simple goal in mind – To create a Simple Interest-Free Credit platform.
There are other options out there, but they all fall down when it comes to simplicity (and lots of other things, but we'll get to that). Let's look at a few of the ways in which we simplified the process of Spreading the Cost:-
We have Partnered with hundreds of Retailers and created one central DivideBuy account, this means that you are able to buy from all these Retailers with one single account. If you see the DivideBuy button, you know that you can Spread the Cost hassle free.
That way you can manage payments for a massive number of Retailers with just one set of details.
No messing, everything is under one roof.
When you apply for Interest-Free Credit, some applications can take an age, asking for every detail under the sun. But, because we are the lender, we can have a little more confidence in our acceptance process and algorithms. As such our process just asks for some basic details and can be done in as little as 45 seconds (though 60 seconds is a little more realistic).
We don't dictate the payment terms that you have to adhere to but instead provide a few options for you to choose from. Giving you the power and choice to create a payment plan that sticks to your budget.
To give you a point of reference, our competitors hover at around 60%. Now that's a big difference caused, in part, by the fact that we are the lender. We don't farm out your details to the highest bidder but instead use our capital.
Our Customer Service staff are all located in-house, in the same building as our Tech team, Marketing, Designers, Financial Devs, Business Development and even our CEO. So, if that agent isn't sure as to the answer to your question, they can find the answer within walking distance. What this means for you is that you will never get passed from pillar to post, you have one agent and they will solve anything that comes their way.
We have no hidden fees, no shock payments. Just simple lending terms laid out in the simplest format we can muster. Additionally, we invite all our customers to leave a review on Feefo, you can see the DivideBuy Reviews Here. We've got nothing to hide from nor hide, we just want to give our customers the best experience possible.
Would you like to pay early? Great!
Simply log into your DivideBuy account, here you will see all your orders and their payment terms. Choose the payment you would like to make early and, well, that's it. No mess, no fuss.
Making your DivideBuy Account work for you is something that we have really worked on. You are able to see the different Retail Partners that we have as well as the deals that they have on, with the ability to Spread the Cost on thousands of great deals without leaving your DivideBuy account!